Advance Finance is a technology-enabled fintech solution bridging the critical working capital gap for CIDB-registered contractors (Grades 1-5) in South Africa’s infrastructure development sector.
We provide affordable, accessible financing to emerging contractors working on government and donor-funded projects—enabling them to mobilize quickly, deliver on time, and grow sustainably.
Our professional accounting and bookkeeping services ensure compliance and financial clarity, while our tax advisory and compliance expertise provides guidance on tax planning, SARS compliance, and optimization strategies to minimize liabilities and maximize returns.
To become South Africa’s leading catalyst for infrastructure delivery by empowering emerging contractors with accessible finance, smart technology, and strategic partnerships.
To empower emerging contractors with the capital, partnerships, and digital tools they need to deliver quality infrastructure projects—while generating sustainable returns for investors and accelerating community development.
We operate with full transparency, ethical lending practices, and strict regulatory compliance—ensuring trust and accountability for contractors, partners, and investors.
We enable emerging contractors to grow by providing accessible financing, essential tools, and supportive partnerships that remove barriers and create real economic opportunities.
We leverage smart technology, data-driven systems, and modern financial tools to simplify access to capital and improve project success across South Africa.
Every loan, partnership, and project contributes to better infrastructure, job creation, and long-term development—supporting a stronger, more inclusive South Africa.
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