Frequently Asked Questions

CIDB-registered contractors (Grades 1-5) with confirmed project awards from government or donor-funded programmes, particularly those working with The Mvula Trust.

Copy of ID, 3 months' bank statements, CIDB registration certificate, project award letter

Maximum 10 days from application to disbursement. Most loans are approved within 2-5 days.

Yes, different forms of collateral will be discussed based on your application.

Through our mobile app and web portal. Real-time updates on transactions, balances, milestones, and project status.

Interest rate offered will be looked at from application to application. Advance finance will offer highly competitive interest rates

Automatically through cession agreement. When the project funder (e.g., Mvula Trust) pays for your completed project, loan repayment is deducted first, and you receive the balance.

For materials loans, you use our digital wallet restricted to approved suppliers in our nationwide network. This ensures quality, competitive pricing, and payment security.

Our monitoring system provides early warnings. We offer technical support, supplier coordination assistance, and timeline counseling to keep projects on track.

Yes, once your first loan is successfully repaid. We support contractors building sustainable businesses with us over time.

You have different questions?

Our team will answer all your questions. We ensure a quick response.