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010 500 7645
info@adfinance.co.za
Suite 1, 227 14th Road, Noordwyk, Midrand, 1685
How It Works
The Advance Finance Process
How It Works
The Advance Finance
Process
Step 1: Apply Online (2-5 Days)
Submit your application through our web portal
Upload required documents (ID, bank statements, CIDB certificate, project award letter)
Receive real-time status updates via SMS and email
Step 2: Credit Assessment (24-48 Hours)
Automated credit bureau checks and KYC verification
FWJK technical feasibility assessment (for projects >R200K)
Risk scoring and approval decision
Transparent communication throughout
Step 3: Cession Agreement (1-2 Days)
Digital signature process via secure platform
Legal documentation prepared automatically
Cession registered with project funder (e.g., Mvula Trust)
All parties receive final copies
Step 4: Loan Disbursement 2-3 days
Materials Loan: Funds loaded to digital wallet
OPEX Loan: Direct bank transfer
Immediate access to approved suppliers
Begin your project with confidence
Step 5: Project Monitoring (30-90 Days)
Real-time transaction tracking
Progress photo uploads and milestone verification
Technical support and guidance when needed
Early warning system for potential issues
Step 6: Automatic Repayment (1-3 Days)
Project completion verification
Payment processed via cession agreement
Automatic loan settlement from project payment
Release of security and cession documents
Ready for your next project!
Total Cycle Time:
35-103 days depending on project duration
